The AAMI App

You can have your safe driving behaviours recorded and scored in the AAMI App - because safe driving should be recognised!

What is AAMI Driver Rewards?

Most drivers are pretty safe – but there’s always room for improvement! So AAMI is letting you record how you’re tracking across a few key behaviours and qualify for special offers.

And don’t stress about your premiums or excess payments! Your data will not count against you at claims or renewal time!

Safer roads in 4 easy steps

Step 1

Get started

Download the AAMI App, click on 'Driver' and follow the prompts to activate your location and motion data.

Step 2

Drive as normal

No need to take extra trips — your score will be averaged over time, whether you drive a little or a lot.

Step 2

Drive as normal

No need to take extra trips — your score will be averaged over time, whether you drive a little or a lot.

Step 3

Review your driving

Your trip rating can help you spot trends and identify which behaviours you can work on.

Step 4

Enjoy special offers

Keep an eye on the app to catch them as they come up

Step 4

Enjoy special offers

Keep an eye on the app to catch them as they come up!

Driving tips

Safer roads aren’t just good for you — they’re good for our whole community. And there are a few things we can all keep in mind behind the wheel to help keep that community safer.

Showing of

Acceleration

Accelerating smoothly means you're driving more safely, helping the planet, and easing the pressure on your wallet.

Accelerating a little too harshly — for example, when taking off at the lights or running up to a highway — can be dangerous, and really eat up your petrol.

Braking

Stay at least three seconds behind the vehicle in front of you. That should give you enough time to brake gradually and safely if anything happens.

If you’re driving while distracted, or tailgating, you can wind up quickly slamming on the brakes — which can lead to a collision.

Speeding

If you’re on an uninterrupted stretch of road, like a highway, cruise control can be a great help.

Leave plenty of journey time — many drivers don’t even notice their speed gradually creeping up when they’re in a rush. Stay safe and watch the speed limit.

Cornering

Stay smooth and precise when you hit those corners. Accelerate gradually, and only when the turn is complete.

We’ve all rushed a corner or two in our time, especially when we’re in a hurry or trying to squeeze in a turn before the lights change. Give yourself time to react quickly and corner safely.

Phone use

If you don’t have a phone mount, try get into the habit of not touching your phone by keeping it in the glove box or on the backseat, or switching it to “do not disturb”.

Even a moment’s distraction can be dangerous for drivers, passengers, and pedestrians.

Download the app today

AAMI Driver Rewards

Frequently asked questions

How do I access AAMI Driver Rewards?

You can access AAMI Driver Rewards via the AAMI App. Just look for “Driver” at the bottom of the screen and we’ll take you through the necessary steps.

Can I pause or opt-out?

Yep! Just fire up the app and click the “more info” icon in the right-hand corner of the AAMI Driver Rewards home screen or click into your AAMI App Profile. There you’ll find info on how to opt out. FYI, doing so will mean your trips will no longer be tracked and you won’t be eligible for incentives or special offers that might otherwise apply for using AAMI Driver Rewards.

Why do you need access to my location, motion and Bluetooth services?

For AAMI Driver Rewards to function properly and work seamlessly in the background as you drive, you will be required to enable location, motion and Bluetooth services that are appropriate for your device. This will provide the following:

Does AAMI Driver Rewards track location 24/7?

No, location is tracked only under specific conditions.

AAMI Driver Rewards begins tracking location information once your smartphone detects a change from your motion and fitness activity settings, to determine whether a trip is in progress. Once it confirms a trip has begun, your location is recorded for the duration of the drive.

Download app on
App Store

Apple icon

Download app on
Google Play

Google Play icon

COOKIE AND DATA POLICY
We use cookies and other related technologies to improve and tailor your website experience. See our Cookie and Data Policy. This policy provides information about how AAMI collects and uses data related to your online activity, and how you can choose to remain anonymous.

AAMI GENERAL INSURANCE
AAMI Home Building and Home Contents Insurance, Landlord Insurance, Strata Insurance, Car Insurance, Motorcycle Insurance, NSW and SA CTP Insurance, ACT MAI Insurance, Caravan Insurance and Travel Insurance are issued by AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI) trading as AAMI. AAMI Business Insurance is issued by AAI Limited ABN 48 005 297 807 AFSL 230859 trading as AAMI Business Insurance. Registered Office, Level 23, 80 Ann Street, Brisbane QLD 4000.

Information provided is general advice only and has been prepared without taking into account any person's particular objectives, financial situation or needs. Read the relevant Product Disclosure Statement or Policy Document available at www.aami.com.au and consider whether it's appropriate for you before making any decisions about whether to buy or continue to hold a product. The Target Market Determination is also available.

AAMI PET INSURANCE
Petinsurance.com.au policies entered into for the first time prior to 07/11/2023 and subsequent renewals of those policies are issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436, are arranged and administered by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure) and are promoted and distributed by PetSure’s Authorised Representatives (AR) Pet Insurance Pty Ltd ABN 38 607 160 930, AR 1234944 (PIPL) and Platform Ventures Pty Ltd ABN 35 626 745 177, AR 001266101 (under the AAMI brand)(Ventures).

Petinsurance.com.au policies entered into for the first time on or after 07/11/2023 and subsequent renewals of those policies are issued by PetSure and are promoted and distributed by PetSure’s AR, PIPL and Ventures. Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) to ensure this product meets your needs before purchasing, or choosing to continue with the product. PDS and Target Market Determination available at Petinsurance.com.au.

AAMI HEALTH INSURANCE
AAMI Health Insurance is issued by nib health funds limited ABN 83 000 124 381 (nib), a registered private health insurer, and is marketed by Platform CoVentures Pty Ltd ABN 82 626 829 623 (PC), a Suncorp Group company. PC is an authorised agent of nib and receives commission from nib.

AAMI LIFE INSURANCE
AAMI Life Insurance products, other than in some circumstances the Redundancy Benefit, are issued by TAL Life Limited ABN 70 050 109 450 AFSL 237848 (TAL Life) which is part of the TAL Dai-ichi Life Australia Pty Limited ABN 97 150 070 483 group of companies (TAL). TAL companies are not part of the Suncorp Group. TAL Life uses the AAMI brand under licence from the Suncorp Group. Redundancy Benefit provided on or before 31st March 2020 was issued by AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI) trading as AAMI which is part of the Suncorp Group. New Redundancy Benefit policies and renewals offered from 1st April 2020 are issued by TAL Life. The different entities of TAL and the Suncorp Group of companies are not responsible for, or liable in respect of, products and services provided by the other.

Any advice on this page in connection with the Life products is general in nature and is provided by Platform Ventures Pty Ltd ABN 35 626 745 177 AFS Representative Number 001266101 (PV). PV is part of the Suncorp Group and an authorised representative of TAL Direct Pty Limited ABN 39 084 666 017 AFSL 243260 (TAL Direct). General advice does not take into account your individual needs, objectives or financial situation. Before you decide to buy or to continue to hold a Life Products you must read the relevant Product Disclosure Statement. The Target Market Determination is also available.

TAL Life is proud to have adopted the Life Insurance Code of Practice (Code). The Code has been developed voluntarily by the Life Insurance industry to promote high standards of service to consumers, provide a benchmark of consistency within the industry, and establish a framework for professional behaviour and responsibilities.